It depends on
- How much liabilities you have
- What kind of lifestyle you live?
Only doing a regular policy review with Ah Beng Planner will be able to advise you.
Guaranteed No SELLING of any policies.
What insurance can I get for my children?
- Hospital + Accident plan (basic)
- Education plan (if have financial stability, then education planning)
As early as possible with regular premium.
Why? Small amount more affordable for long term.
If you have enough money in your bank for your emergency hospital bills.
Unless you’re more zhai than Warren Buffet because even one of the richest man in the world has insurance.
Every investment is risky. It is about taking calculated risks that you’re comfortable with.
How much can you afford to lose?
Can you still survive if you lost everything in this investment?